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Unifarm is a digital financial platform that focuses on funding of agriculture capital through crowdfunding with profit sharing as the return model. Unifarm positions itself as a bridge between farmers and investors. While farmers get capital fund, investors will get return from their investment. The period of load tenure is 1 – 2 years, depending on the agreement between the farmer and the investor. With capital funding that is paid using profit sharing model, Unifarm will take 5 % of the farmer’s profit after he/she uses the capital from the investor. Through this platform, Unifarm hopes that farmers can develop their farming business, produce high quality farm products, earn proper money, and live prosperously. We aspire to be a platform in the forefront of social movement that helps farmers in villages to get capital investment thus they can develop their farming business."

UnifarmIndonesia

Funding of agriculture capital through crowdfunding with profit sharing as the return model

​Coaching class 1.	Value1. integrity: transparancy, good or bad news2. open mindedness: things change, developmentare very fast, we should think openly3. have an impact: in the end, we need a long-term Costumer 2.	How to keep the lights on1 Be creative2 Experiment3 Empower people and they will flourish Passionate and believe for your business idea, will make profit and growth. Show it to the investors. To identify it we can use Skill set, extroverted partners, for example. The point is that to find the most suitable partners, such as clearly assigned roles. Beside that, we gotta need to do a very effective and efficient pitching way. The key elements in pitch are ideas, potential, expertise. and it needs to focus on single capital market to grow. Pitch's Objective is to commmit capital. To pitch is also to know what kind of audience we are presenting our pitch fror. Last, to follow up the investors. 3. STOQOa. Gender roles and diveristy in team1. Embrace differences2. Acknowledge that every individuals unique3. Give and provide the best treatment for female employer in certain phase Hypotheses on business model and get it valid by meeting customers, such as talking to real customers despite on looking for datas on the inernet.b. HiringTo grow a company fast, it is important to hire theright people.&nbsp;1. people who share same values strongly.&nbsp;2. believe in the mission.&nbsp;3. who rich in fundamental needs the company looking for, such as the compentencies and abilities. Last but not least, those who potentially will grow again and again. Those are very important because the people are the one who shaping it.C. MVP - Product Evolution To turn products to be the best version it can be, it is important to keep it evaluated and grow along the way.

Lesson learn from coaching class

​Unifarm is a digital financial platform that focuses on financing agricultural capital through crowdfunding with profit sharing returns. Capital is often an obstacle for a farmer to do his farming business. Limited capital also makes the quantity and quality of the results obtained by farmers not optimal. There are several institutions that can actually provide capital for farmers who need it, but its nature is a loan. The government through state-owned banks has provided facilities through credit. However, according to Saputra (2003) in his research at the Indonesian Center for Agricultural Technology Research and Development on the accessibility of small farmers to credit sources, small or poor farmers have many obstacles to accessing capital to formal institutions such as banks. Based on data from the 2016 National Socio-Economic Survey (Susenas), it states that only 15% of farmers access credit at banks. There are credit problems through banking that are felt by farmers, such as bureaucratic procedures, high risks, and high interest rates.

With the presence of Unifarm, we provide opportunities for farmers in the form of capital financing to develop their farming business so that farmers are able to increase the quality and quantity of their production. Unifarm positions itself as an intermediary site between farmers who need capital and investors who are interested in funding. Farmers receive capital financing and investors get returns on their investments. Unifarm loan tenure is 1- 2 years depending on the agreement. With the financing of capital provided and with a profit sharing system it is expected that farmers and ranchers in the village can develop their farming businesses. Lets vote this campaign. Thanks

